Andersen bay window on a Cumberland Center colonial by Cardinal Exteriors

Bay & Picture Windows in Cumberland, Maine

Bay & Picture Windows for Cumberland homes from a family-owned Portland company. An owner measures on site and writes a fixed-price proposal.

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Bay & Picture Windows for Cumberland homes

Cumberland gives homeowners a range of views to frame: Casco Bay and its islands from the Foreside, the farmland and open parcels of West Cumberland, and the woods of Twin Brook, Knight's Pond Preserve and the Town Forest. A large fixed picture window gives the clearest view, and casement or awning units on either side supply airflow.

Bay and bow windows extend beyond the wall, so they need structural support and their own small roof. That roof must be flashed into the siding and should shed snow cleanly, since a pile sitting on it through a Cumberland winter can force meltwater behind the trim. The seat and the support below need insulation, or the bay becomes the coldest spot in the room. Bay-facing glass on the Foreside should have a durable clad exterior to handle wind and salt, while south-facing windows in the Center and West Cumberland can gain winter sun if the low-E coating is chosen for that orientation. Enlarging an opening means a new header and framing, which the Code Enforcement Office reviews under the 2021 residential code, so plan for a permit on that kind of job.

New bay window installed on a Cumberland Center home

How a Window Rough Opening Gets Flashed

  1. Sill pan — sloped, with dammed ends, so any water that gets past the window drains out, not into the wall
  2. Window unit — set directly on the sill pan before the sides are fastened
  3. Jamb flashing tape — laps over the sill pan on both sides, in the order water will travel
  4. Head flashing — tucks under the weather-resistive barrier above the opening
  5. Drainage — every layer sheds down and out, never behind the one below it
New picture window installed on a Cumberland Center home

Cumberland housing at a glance

Census estimates for 2020 to 2024 put Cumberland at about 3,300 housing units, with a median year built of 1984. About 15 percent predate 1940, roughly 24 percent were built between 1960 and 1979, about 26 percent in the 1980s and 1990s, and about 29 percent in 2000 or later. Around 91 percent of occupied homes are owner-occupied, and about 82 percent of units are single-family detached houses; only about 60 are held for seasonal use. The town's 2025 draft comprehensive plan counts 27 houses built before 1800 and another 190 built during the 1800s, about 7 percent of the stock. Most recent building has come as conservation or cluster subdivisions, such as the 72 homes of Mineral Springs in West Cumberland, plus condominiums and apartments near Route 1.

Cumberland neighborhoods and architecture

Cumberland split from North Yarmouth in 1821. Its town charter divides it into three areas: Cumberland Center, the largest, along Route 9 and Tuttle Road, with the Prince Memorial Library, the MSAD 51 schools and the Congregational Church, founded in 1793; Cumberland Foreside, where the Foreside Community Church building dates to 1811 and trolleys ran along Route 88 from 1898 to 1933; and West Cumberland, with its 1848 Methodist church and farm fields. Chebeague Island left in 2007, leaving Basket and Sturdivant Islands. The Cumberland Fair has run every September since 1868.

Permits and design review in Cumberland

The Cumberland Code Enforcement Office handles building permits and inspections, which it schedules Monday through Thursday, and applications can be sent by email. Construction must meet the 2021 International Residential Code, the 2021 International Building Code and the 2021 International Energy Conservation Code under the Maine Uniform Building and Energy Code. The Shoreland Overlay District generally reaches 250 feet from rivers, streams, saltwater and associated wetlands, and 75 feet from certain streams; any building permit there needs a Shoreland Zoning Permit first or alongside it. The town has no historic preservation ordinance, though the draft comprehensive plan asks the council to consider one.

Cumberland at a Glance

What the housing stock and local code enforcement mean for a siding, window, roofing or deck job here.

8,754

Population (ACS estimate)

Median year built: 1984

Homes built before 194015%

Mostly vinyl or fiber-cement siding and insulated replacement windows from recent decades.

State Building & Energy Code (MUBEC)

Enforced — population over 4,000

EPA Lead-Safe Rule (pre-1978 homes)

Applies to at least 22% of homes here

Shoreland Zoning

Applies near the water

Permits

Town of Cumberland Code Enforcement Office

Codes & Permits for Bay & Picture Windows in Cumberland

In Cumberland, exterior-work permits come from the Town of Cumberland Code Enforcement Office (290 Tuttle Road, Cumberland, ME 04021, (207) 829-2207). With 8,754 residents, over 4,000, Cumberland is required to enforce the Maine Uniform Building and Energy Code (MUBEC).

  • A fixed picture window does not itself satisfy IRC R310 egress for a bedroom; if a bay/picture window is installed in a sleeping room, the room still needs a separate code-compliant egress window or door meeting the R310 opening/sill dimensions elsewhere in the room. up.codes
  • Bay windows project beyond the wall plane and typically require additional structural support (headers sized per the applicable IRC span tables, and often a knee-wall or bracket support system) beyond what a standard flat-wall window opening needs — sizing should follow the IRC's header/span-table provisions and, for the bay's roof/floor cantilever, engineered or manufacturer-specified support rather than a simple in-wall header swap. up.codes
  • The same Climate Zone 6A / U-factor 0.30 fenestration requirement applies to bay and picture window units as to standard replacement windows under Maine's adopted 2021 IECC. up.codes
  • Maine's Shoreland Zoning Act creates a regulated shoreland zone extending 250 feet (horizontal distance) from the normal high-water line of any great pond, river, or coastal wetland, and 75 feet from certain streams; the Act's stated purposes include protecting buildings and land from flooding/erosion and controlling water pollution, and it governs deck and other structure setbacks and the expansion of nonconforming structures within that zone (specific setback/expansion rules are set at the municipal-ordinance level under the state's model guidelines). maine.gov

How Cardinal Exteriors Handles Bay & Picture Windows in Cumberland

  • Whatever we install for a bay and picture windows job in Cumberland is rated to Climate Zone 6A's 0.30 maximum U-factor, the energy-code ceiling Maine adopted statewide.
  • At least 22% of Cumberland's homes predate 1960 — well ahead of 1978, when the EPA's lead-safe renovation rule kicks in — so we plan for lead-safe work practices on bay and picture windows whenever painted surfaces come off an older house here.
  • Cumberland's population (8,754) puts it above the threshold where Maine law requires full MUBEC enforcement, so this job is inspected against that code as well as the local permit.
  • Anything that needs a permit for bay and picture windows goes through the Town of Cumberland Code Enforcement Office.
Cumberland, ME
A wooded residential road, Conifer Ridge, in Cumberland.
Street View © Google

What bay and picture windows involves

Picture windows are large fixed units that frame a view and pour light into a room. Bay and bow windows project out from the wall, adding floor space and light from three or more directions. Both are heavier and more exposed than an ordinary window, so the structure, support, roof and flashing around them matter. The Cumberland Center colonial on this site received Andersen 400 Series bay, double-hung and picture windows.

  • The opening, header and framing are checked; widening an opening may need a new header.
  • Bay and bow units are supported with cables, brackets or a framed seat so they do not sag.
  • The small roof over a bay is flashed into the wall and roofed or capped to match the house.
  • Insulation goes into the seat and head so the projection is not a cold spot.
  • Interior seat boards, casing and exterior trim are finished to match.

Signs it is time

  • A view you want to see more of from the main living space
  • An old bay that sags, leaks at the roof, or feels cold at the seat
  • Fogged glass in a large fixed unit
  • A dark room that needs more daylight

What affects the price of bay and picture windows

  • Size and configuration: picture, bay or bow, number of units
  • Whether the rough opening changes size
  • Support method and seat or roof finish
  • Glass package and brand
  • Interior finish carpentry

Every job is priced from a free on-site visit. Typical ranges for the trade are on our window replacement page, and the details of this service are on the bay and picture windows overview.

For a deeper walkthrough of materials, code details and photos, see our full Bay & Picture Windows: The Structural Support Most Homeowners Never See guide.

Cardinal Exteriors projects in Cumberland

Get a free bay and picture windows estimate in Cumberland

Tell us about the house and what you want changed. One of the owners will call to set up a visit, measure, and write a fixed-price proposal. No pressure, no obligation.

Need it today?Call Mike (207) 408-5388

or Bob at (207) 252-0759